Home Selling
Why a Price Drop May Cost You More Than a Rate Buydown
Dropping your asking price cuts your equity dollar-for-dollar. A seller-funded rate buydown fixes the buyer's monthly payment—often for far less.
Sep 10, 20267 min read220
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Dave Shelor
@daveshelor
20+ Years of expertise
VP, Mid Atlantic Region Sales-NMLS #150473
Waterstone Mortgage Corporation
Mortgage Loan Officer
225 Central AvenueChristiansburg, VA 24073
7Articles
About Dave
Dave Shelor is the VP of Mid-Atlantic Region Sales and a mortgage professional with more than 20 years of experience in the mortgage and financial services industry. A U.S. Naval Reserve veteran with 11 years of service, Dave brings a strong foundation of discipline, leadership, and commitment to his work in home lending. Dave specializes in VA, USDA, FHA, and conventional mortgage loan programs, with a strong focus on helping borrowers navigate today’s dynamic housing market. He closely monitors market trends and rate conditions to help clients make informed decisions and secure financing solutions aligned with their financial goals. Licensed by the Department of Financial Protection and Innovation under the California Residential
- Waterstone Mortgage Corporation
- VP, Mid Atlantic Region Sales-NMLS #150473
- Website
- waterstonemortgage.com
- Member since
- June 2026
Dave's Articles
Real Estate
Why Real Estate is a Powerful Retirement Portfolio Component
Real estate offers a 2026 inflation hedge, tax-efficient income, and 5-6% projected appreciation, making it an essential stabilizer for retirement portfolios.
Jul 17, 20269 min read100
Mortgage Loans
Financing Equestrian Properties in Loudoun & Fairfax (2026)
Navigate 2026 equestrian financing in VA. Learn how USDA, VA, and Agricultural loans impact horse property buys in Loudoun and Fairfax Counties.
Jun 24, 20269 min read111
VA Loans
VA Loan Entitlement: How to Restore and Reuse Your Benefit
Learn how VA loan entitlement works in 2026, including restoration requirements, using bonus entitlement for second homes, and funding fee exemptions.
Jun 24, 20266 min read300
Homeownership
Why Buying a Home Builds 40x More Wealth Than Renting
Homeowners in 2026 have a net worth 43 times higher than renters. Discover the equity gains, tax benefits, and long-term stability that make buying the winner.
Jun 21, 202612 min read100
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Dave Shelor@daveshelorVP, Mid Atlantic Region Sales-NMLS #150473Waterstone Mortgage Corporation
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