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    • San Ramon, CA

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    D

    Dave Shelor

    @daveshelor

    20+ Years of expertise

    Branch Manager NMLS #150473

    Waterstone Mortgage Corporation

    Mortgage Loan Officer

    225 Central AvenueChristiansburg, VA 24073
    6Articles

    About Dave

    Dave Shelor is a Branch Manager and mortgage professional with more than 20 years of experience in the mortgage and financial services industry. A U.S. Naval Reserve veteran with 11 years of service, Dave served during Operation Desert Shield and Desert Storm, bringing a strong foundation of discipline, leadership, and commitment to his work in home lending. Dave specializes in VA, USDA, FHA, and conventional mortgage loan programs, with a strong focus on helping borrowers navigate today’s dynamic housing market. He closely monitors market trends and rate conditions to help clients make informed decisions and secure financing solutions aligned with their financial goals. One of Dave’s greatest passions is building long-term relationships with clients, particularly first-time homebuyers, and guiding them through each stage of homeownership as they grow and achieve new milestones. Outside of the office, Dave enjoys golfing and spending time with his wife and two adult children. Looking for an experienced mortgage professional and VA lending expert to guide you through your homebuying journey? Connect with Dave today for trusted advice, market insight, and a smooth path to homeownership. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-173144. Washington Consumer Loan Branch Office Licensee #CL-2403304.

    Dave's Articles

    Why Real Estate is a Powerful Retirement Portfolio Component

    Why Real Estate is a Powerful Retirement Portfolio Component

    Real Estate
    Retirement Planning

    by Dave Shelor

    Jul 17, 2026
    9 min read
    3
    0
    Financing Equestrian Properties in Loudoun & Fairfax (2026)

    Financing Equestrian Properties in Loudoun & Fairfax (2026)

    Mortgage Loans
    Home Financing

    by Dave Shelor

    Jun 24, 2026
    9 min read
    7
    1
    VA Loan Entitlement: How to Restore and Reuse Your Benefit

    VA Loan Entitlement: How to Restore and Reuse Your Benefit

    VA Loans
    Home Buying

    by Dave Shelor

    Jun 24, 2026
    6 min read
    24
    0
    Why Buying a Home Builds 40x More Wealth Than Renting

    Why Buying a Home Builds 40x More Wealth Than Renting

    Homeownership
    Real Estate

    by Dave Shelor

    Jun 21, 2026
    12 min read
    6
    0
    NRV Real Estate Market Report: 2026 Trends & Stats

    NRV Real Estate Market Report: 2026 Trends & Stats

    Real Estate
    Housing Market

    by Dave Shelor

    Jun 18, 2026
    10 min read
    26
    0
    NRV Home Inspection Checklist: 2026 Guide for NRV Buyers

    NRV Home Inspection Checklist: 2026 Guide for NRV Buyers

    Home Inspections
    NRV Housing

    by Dave Shelor

    Jun 17, 2026
    11 min read
    31
    0

    Showing 6 of 6 articles

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