Josh Penland

About Josh

Josh Penland is a Senior Loan Officer and Producing Branch Manager, leading The Penland Team with over 130 years of combined experience. Over the past 23+ years, Josh and his team have helped more than 9,000 homeowners, investors, real estate professionals, and builders navigate the mortgage process with confidence. With over 500 five-star reviews and recognition as a Top 1% Loan Originator in the nation by Scotsman Guide for more than a decade, the focus has always been the same. Deliver results and take care of people the right way. The Penland Team works with over 150 lenders and has access to more than 2,000 loan products. This gives clients options from first-time buyer programs and down payment assistance to jumbo financing, self-employed borrowers, and complex financials. About 40% of the business is still first-time homebuyers, which keeps the team sharp, patient, and education focused. They are also experienced in financing short-term rentals and investment properties, helping clients build long-term wealth through real estate. What truly sets The Penland Team apart: Honest, straightforward advice Award-winning customer service On-time closings! Every time! The team is known for closing deals other lenders can’t. They are great at solving complex scenarios and stepping in to save transactions when needed. Josh is licensed in TX, CO, NM, FL, MA, and KS and has referral partners nationwide in other states. Josh has been recognized by the Austin Business Journal as a Top Mortgage Producer since 2007, named a Five Star Mortgage Professional by Texas Monthly for over 11 years, and voted “Best in Austin” by Austin Monthly. If you’re looking for a lender who communicates clearly, solves problems quickly, and delivers on what they say, you’re in the right place.On-time closings. No surprises.