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    Kiran Kumar Gangaraju

    @kirankumargangaraju

    Mortgage Loan Officer

    Loan Factory, Inc.

    Cumming, GA
    2Articles

    About Kiran

    We specialize in providing tailored mortgage solutions with low rates and exceptional service. Whether you're a first-time homebuyer or looking to refinance, our team is dedicated to finding the best rates and lowering closing costs. With a commitment to excellence, we work tirelessly to ensure your mortgage experience is smooth and stress-free. Trust us to go above and beyond to secure the perfect mortgage. Contact us today to take the first step toward your dream home!

    Loan Factory, Inc.
    Mortgage Loan Officer
    Location
    Cumming, GA
    Member since
    July 2026

    Kiran's Articles

    Negotiating Seller Concessions in Cumming's 30040 Market

    Cumming Georgia

    Negotiating Seller Concessions in Cumming's 30040 Market

    High rates don't mean a bad deal in the 30040 zip code. Learn how to use seller incentives and rate buydowns to lower your monthly payment.

    Oct 8, 2026·8 min read·00
    Cumming Georgia
    Mortgage Rates
    Early 2027 Conforming Loan Limits: A Guide for Buyers

    mortgage

    Early 2027 Conforming Loan Limits: A Guide for Buyers

    Lenders are raising conventional loan limits to $845,000+ before FHFA's official 2027 announcement.

    Sep 23, 2026·7 min read·320
    mortgage
    Home Buying

    Showing 2 of 2 articles

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