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    Monique Smith

    @moniquesmith

    Loan Officer

    GMFS Mortgage

    Mortgage Loan Officer

    Lafayette, LA
    8Articles

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    About Monique

    GMFS Mortgage Lafayette, Louisiana branch location is convenient to all of Acadiana Louisiana; including Lafayette, Breaux Bridge, Broussard, Carencro, New Iberia, Scott, and Youngsville. Serving Acadia, St. Landry, Evangeline, Vermillion, St. Martin, and Iberia parishes. Contact us today to see why Acadiana voted GMFS Mortgage Best Mortgage Lender!

    GMFS Mortgage
    Loan Officer
    Location
    Lafayette, LA
    Website
    gmfsmortgage.com

    Monique's Articles

    Building in Acadiana: A Guide to One-Time Close Construction Loans

    Construction Loans

    Building in Acadiana: A Guide to One-Time Close Construction Loans

    Learn how a One-Time Close loan lets Lafayette and Acadiana homebuyers finance land and construction in one closing — one set of fees, one locked rate, one…

    Oct 20, 2026·7 min read·10
    Construction Loans
    Home Building
    Conventional vs. FHA: Which Loan Wins for First-Time Buyers?

    mortgage

    Conventional vs. FHA: Which Loan Wins for First-Time Buyers?

    Conventional loans let qualified buyers put just 3% down — and PMI goes away at 20% equity. FHA needs 3.5% down with life-of-loan insurance. Here's how to pick.

    Oct 12, 2026·7 min read·60
    mortgage
    Home Buying
    FHA vs. Conventional: A First-Time Buyer's Guide

    FHA Loans

    FHA vs. Conventional: A First-Time Buyer's Guide

    Is an FHA loan right for your first home? Compare credit scores, down payments, and pros vs. cons to find the mortgage that fits your budget.

    Oct 7, 2026·11 min read·30
    FHA Loans
    Home Buying
    Guide to Louisiana USDA Loans: 100% Financing

    USDA Loans

    Guide to Louisiana USDA Loans: 100% Financing

    USDA loans let qualified Louisiana buyers finance 100% of a home with no down payment.

    Sep 28, 2026·9 min read·30
    USDA Loans
    Home Buying
    VA Loans

    Home Buying

    VA Loans

    How VA loans work in Louisiana, what you'll actually pay, how to reuse the benefit, and the myths that cost veterans money.

    Sep 21, 2026·7 min read·40
    Home Buying
    Starbase Louisiana
    Can I Buy a House If I Just Changed Jobs?

    Home Loans

    Can I Buy a House If I Just Changed Jobs?

    Switching careers doesn't have to stall your homeownership dreams. Learn how a job change impacts your mortgage and what Louisiana buyers need to know.

    Sep 14, 2026·7 min read·60
    Home Loans
    mortgage

    Showing 6 of 8 articles

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