VOCE
    S
    LoginStart Creating
    N

    Nanci Denney

    @nancidenney

    Sr. Loan Specialist & V. President

    Motto Mortgage

    Mortgage Loan Officer

    Marysville, WA
    2Articles

    About Nanci

    23+ years lending experience I love my job helping clients with their home loans. As a Sr. Loan officer and V. President of Orca WA LLC/dba Motto Mortgage Orca NMLS #2418986, I love finding the right product for my clients at a fair price. With 16 lenders that we work with we find the best product to fit your mortgage needs. Along with seasoned home buyers and investors I also work with First Time Home Buyers. As a wholesale broker we have many diverse programs with the ability to shop your interest rate. I have taught the WA State Housing Classes in the past so I have advanced knowledge on what a First time Home buyer needs. I can walk you through the process. Even if you are seasoned the process is different every time and I want you to understand what is expected and what needs to

    Motto Mortgage
    Sr. Loan Specialist & V. President
    Location
    Marysville, WA

    Nanci's Articles

    The 20% Down Payment Myth: Buying Your First Home for Less

    Down Payment

    The 20% Down Payment Myth: Buying Your First Home for Less

    Think you need 20% down to buy a home? You don't. FHA loans start at 3.5% down, and Washington state assistance programs can cover much of it.

    Oct 16, 2026·7 min read·120
    Down Payment
    First-Time Homebuyer
    The Buyer's Edge: Winning with Seller Concessions

    Home Buying

    The Buyer's Edge: Winning with Seller Concessions

    Higher rates have shifted the power back to buyers. Learn how to negotiate seller concessions and buy down your rate in today's market.

    Oct 16, 2026·11 min read·120
    Home Buying
    Mortgage Rates

    Showing 2 of 2 articles

    FOR CREATORS

    Want to Build Your Local Voices Profile?

    Join 63,212 professionals showcasing their expertise. Build trust, attract clients, and grow your business with a professional profile.

    Create Your Free ProfileWatch the Demo
    N

    Want to connect with Nanci?

    Nanci Denney@nancidenneySr. Loan Specialist & V. PresidentMotto Mortgage

    Ask, follow, or keep up with Nanci's latest local expertise.

    Member since
    October 2026

    Relevant Articles

    If the Refinance Never Comes, Does Your Plan Still Work?
    Oviedo, FL

    If the Refinance Never Comes, Does Your Plan Still Work?

    JJosh Velazquez·Oct 17, 2026
    How Retired Clients Qualify for a Mortgage Without a Paycheck (2026 Rules)
    Capistrano Beach, CA

    How Retired Clients Qualify for a Mortgage Without a Paycheck (2026 Rules)

    DDusty Lloyd·Oct 17, 2026
    Mortgage Rates Aren’t Just a Buyer Problem Anymore…They’re a Seller Problem
    Suwanee, GA

    Mortgage Rates Aren’t Just a Buyer Problem Anymore…They’re a Seller Problem

    DDC Aiken·Oct 16, 2026
    How Much Cash Do You Need to Buy a Home in Hilliard, Ohio?
    Hilliard, OH

    How Much Cash Do You Need to Buy a Home in Hilliard, Ohio?

    BBrian Courtney·Oct 16, 2026
    Did You Skip Mortgage Payments During COVID? The Hidden Balance That Could Affect Selling Your Home!

    Did You Skip Mortgage Payments During COVID? The Hidden Balance That Could Affect Selling Your Home!

    LLindsay Frangie·Oct 16, 2026
    Mortgage Rates Pause but Your Homebuying Plan Still Matters

    Mortgage Rates Pause but Your Homebuying Plan Still Matters

    MMark Wilkins·Oct 16, 2026
    Savannah, GA Real Estate Market Update: What Buyers Need to Know Heading Into 2027
    Savannah, GA

    Savannah, GA Real Estate Market Update: What Buyers Need to Know Heading Into 2027

    MMiles Mixon·Oct 16, 2026
    What's My Home Worth in Denver? A Realtor Explains Home Values in 2026
    Denver, CO

    What's My Home Worth in Denver? A Realtor Explains Home Values in 2026

    KKayte Foster·Oct 16, 2026