Mortgage Rates
The Upside of a Slower Market: Less Competition, More Room
When rates climb, some buyers pause — and the buyers who stay may gain negotiating power. A look at what a slower market can offer homebuyers.
Oct 5, 20266 min read10
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Ron Wivagg
@ronwivagg
30+ Years of expertise
SVP- Sales Performance & Development
Prosperity Home Mortgage
Mortgage Professional
4Articles
About Ron
I believe good mortgage guidance starts with making the complicated understandable. Throughout my career, I’ve seen how outdated assumptions and incomplete information can keep people from exploring opportunities that may be available to them. I write to separate useful facts from market noise, challenge common misconceptions, and connect industry developments to the real decisions facing homebuyers, homeowners, and real estate professionals. My goal is simple: offer clear, practical perspective that helps people ask better questions, have better conversations, and make more informed decisions.
- Prosperity Home Mortgage
- SVP- Sales Performance & Development
- Location
- Fairfax, VA
- Member since
- September 2026
Ron's Articles
Real Estate
Your Top Lender Relationship May Already Be Shifting
Almost half of high-producing agents changed their top loan officer within a year.
Sep 24, 20266 min read140
Home Buying
The New Appraisal: What UAD 3.6 Means for Your Mortgage
By November 2, 2026, all new appraisals for Fannie Mae and Freddie Mac loans must use the redesigned UAD 3.6 format.
Sep 10, 20269 min read70
Mortgage Servicing
Why Retaining Loan Servicing Matters After Closing
A familiar name on your mortgage statement isn't a small thing. Here's what loan servicing retention means for homeowners and the real estate pros who guide them…
Sep 3, 20269 min read631
Mortgage Servicing
Homeownership
Showing 4 of 4 articles
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