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    Sheilla Lavadia

    @sheillateam

    23+ Years of expertise

    Mortgage Broker | NMLS ID: 1399453

    Loan Factory, Inc. NMLS ID: 320841

    Mortgage Loan Officer

    Bellevue, WA
    2Articles

    About Sheilla

    Sheilla Lavadia is an independent mortgage broker with 22 years of experience and 3,100 families served across 9 states: AZ, AR, CA, FL, HI, NM, OR, TX, and WA. As a broker, she shops your loan across multiple lenders to find the best fit for your situation. She works with first-time buyers, homeowners refinancing, self-employed borrowers, and real estate investors. Loan programs include Conventional, FHA, VA, USDA, Jumbo, Bank Statement, DSCR, P&L, Asset Depletion, Non-QM, and Hard Money. Licen

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    Loan Factory, Inc. NMLS ID: 320841
    Mortgage Broker | NMLS ID: 1399453
    Location
    Bellevue, WA
    Website
    loansbysheilla.com
    Member since
    July 2026

    Sheilla's Articles

    2026 Housing Market Forecast: 14% Sales Surge and Bellevue

    Real Estate

    2026 Housing Market Forecast: 14% Sales Surge and Bellevue

    National home sales are projected to rise 14% in 2026. Explore mortgage rate forecasts, rising inventory, and why Bellevue remains a $1.5M high-value premium…

    Jul 9, 2026·12 min read·120
    Real Estate
    Housing Market
    Buying a Home in 2026: Mortgage Rates and Market Forecast

    Real Estate

    Buying a Home in 2026: Mortgage Rates and Market Forecast

    Navigate the 2026 housing market with stabilized 6.3% mortgage rates, a 9% boost in inventory, and new credit score rules for first-time buyers.

    Jul 6, 2026·9 min read·281
    Real Estate
    Mortgage Advice

    Showing 2 of 2 articles

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